Helping Clients Preserve or Improve Their Personal Credit

Recorded On: 02/17/2015

This presentation covers the major credit reporting agencies, their coverage and similarities. Points of interest include: how are scores developed and scaled; the impact scores have on your financial life; major factors that are contributors to the credit score; and steps you can take to improve your score.

David Graves

Executive Vice President, DMS

David Graves has been with DMS for 16 years. He currently supervises key areas, including programming and operations as well as the Decision Science, Business Solutions and Sales groups.  As a key company leader, he maintains a diverse set of responsibilities and insights into all aspects of company operations. He works closely with all DMS managers to consult and guides internal teams on new product development efforts.

Early in his tenure at DMS, Mr. Graves served as vice president of the Decision Science Group for nearly 13 years, during which time he oversaw product development of numerous credit- and risk-based solutions in modeling and analytics. Prior to joining DMS in 1998, Mr. Graves worked over 14 years developing financial models and loan origination systems at key technology firms, including EDS, GM and HP. He earned his bachelor’s from Sam Houston State University, Texas.

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Open to view video. NASBP Virtual Seminar: Helping Clients Preserve or Improve Their Personal Credit – February 2015
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