NASBP Spotlight Series – Conversations with Surety Industry Leaders – Part 1

Rick Ciullo is the Chief Operating Officer of The Hartford’s Surety Bond Group. In this role, he is responsible for The Hartford Insurance Group’s surety, credit and political risk businesses.

Hartford Bond is one of the largest writers of surety in the U.S. and has been in the surety industry without interruption for over 100 years providing consistent, reliable support to all types of businesses.

Prior to joining the Hartford in 2016, Rick held various management positions with another major national insurance company for more than 35 years. He has a bachelor’s degree from Wesleyan University. He actively contributes to our industry through his participation with Construction CFO Roundtable, National Association of Surety Bond Producers and International Risk Management Institute. He also serves on the Executive Committee of the board of directors for the Surety & Fidelity Association of America and is a trustee of The Surety Foundation. He and his wife Tammy have 2 daughters and live in Surf City NJ.

Mr. Heine is Managing Director, Construction Specialty Division - Surety at Marsh McLennan Agency – Northwest Region.

Since 1979, Ed has spent his entire career in the Surety and Construction Risk industry. He held surety underwriting positions in New York City, Seattle and Houston prior to joining Marsh McLennan Agency (formerly PayneWest Insurance) in 1990.  The agency has 26 offices throughout Washington, Oregon, Idaho and Montana and has built their Construction Specialty Division into their largest specialized division. Ed's current focus is the growth and sustainability of their effort.

Larry joined Merchants in 1989 and has been the company’s President since 1996.  He currently serves on the Executive Committee of the Board of Directors of the Surety & Fidelity Association of America as the association’s Immediate Past Chair. He is also a past Chairman of the National Association of Independent Sureties, a past board member of the Master Builders of Iowa Associate Council, a member of the Greater Des Moines Committee, past Chairman of the Youth Homes of Mid America, past board member of the Iowa College Foundation, and a United Way Campaign Volunteer. He is a graduate of Purdue University and lives in Des Moines with his wife, Julie.  They have five adult children. 

Steve Anderson is Sr. Vice President and Head Surety North America, NAS Executive Administration.  Before that Anderson served as Senior Vice President at Washington International Insurance Company and as Branch Manager at St. Paul Fire and Marine Insurance.